This is a hybrid role but will be onsite for the first 6 – 12 weeks whilst training, therefore you will need to be able to travel to West Malling on a daily basis
Responsibilities of the KYC Analyst:
- Conduct checks on Fiserv overnight screening to thoroughly research matches against sanctions lists and criminal lists, ensuring compliance with the companies AML manual and JMLSG requirements.
- Perform due diligence on overseas outgoing and incoming payments, assigning appropriate risk ratings.
- Prepare documentation for high-risk cases, detailing sanctions information and entity matches for sign-off by the appropriate authority.
- Review new account applications and trigger events, addressing anomalies and escalating issues as necessary.
- Verify ID & V documents in accordance with the companies AML policy and challenge existing policies and procedures using your AML experience.
- Review customer account records periodically, including enhanced due diligence on high-risk customers and PEPs.
- Work independently with minimal supervision, demonstrating sound judgment and expertise to resolve queries and complex cases.
- Act on audit reports promptly to mitigate financial loss and provide advice and guidance on AML and KYC legislation and processes.
- Respond to customer inquiries professionally and efficiently, adhering to SLAs, and KPIs.
- Sign off on high-value receipts, unusual transactions, and 3rd party receipts following appropriate due diligence.
- Provide training to Customer Service Division and key stakeholders on AML and customer due diligence.
- Attend meetings with potential and existing customers to explain AML and on-boarding requirements.
- Knowledge: Proficient understanding of AML regulation and policy, including JMLSG requirements.
- Communication: Excellent communication skills with the ability to provide rationale for decisions referencing relevant policies or regulations.
- Attention to Detail: Thoroughness and accuracy in conducting checks and documenting findings.
- Independence: Ability to work autonomously with minimal supervision, demonstrating initiative and sound judgment.
- Problem-Solving: Strong problem-solving skills to resolve queries and complex cases effectively.
- Team Player: Willingness to provide support and guidance to team members and collaborate across departments.