Credit Manager

Location Kent
Salary: £52500.0
Contact name: Felicity Handley

Contact email:
Job ref: 5886
Published: about 1 year ago

Do you want to work for a not for profit organisation? We have a fantastic opportunity to join an established team as a Credit Risk Manager. The role is offered with a Hybrid working model and is based in Tonbridge.

The role will primarily be to provide support to the Director of Credit and Credit Controllers in the management, review, investigation, documentation and minimising of credit and legal risks associated with loans in accordance with legal and regulatory requirements, and operating policies and procedures.

Key Responsibilities of the Credit Risk Manager:

  • Review and assess credit applications, identify and, where possible, mitigate key risks by appropriate structuring of the loan including the setting of loan conditions and financial covenants.
  • Where necessary, producing reports that are concise, accurate, insightful, and relevant to aid the delegated authority in assessing credit applications.
  • Support the Credit team in the review and active management of the higher risk accounts
  • Collaborating with Key Contacts to respond to any enquiries that may arise during the credit life cycle, to provide considered responses that uphold the highest level of customer service whilst mitigating risks.
  • Process variations and amendments in loan terms and conditions
  • Represent Credit in external borrower meetings with other lenders, accountants and lawyers as required.
  • Participate in internal meetings and discussions with senior management and committees regarding credit related matters as required.
  • Assist in the compilation and distribution of papers for committees and the taking of minutes when required.
  • Support the Credit team with administrative and other tasks.
  • Ensure the credit process adheres to TCF principles.
  • Contribute to continued involvement in the quality of credit applications and process efficiency's.

Experience required of the Credit Risk Manager

  • Minimum 5 years in financial or accounting services.
  • Analytical skills including critical review of annual reports and management accounts, budgets, and business plans
  • Strong organisational skills, excellent at prioritising and managing own time.
  • Highly numerate and analytic

If you have the required relevant experience please apply online attaching your CV.